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Risk·77–82% of retail CFD accounts lose money. Trade only with capital you can afford to lose.
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Crypto Brokers2026

Brokers by Country · HR

Crypto Brokers in Croatia, 2026

Tracked byUpdated

Croatia is a eurozone member state since 2023 under ESMA retail rules; HANFA (Hrvatska agencija za nadzor financijskih usluga) supervises non-bank financial markets while the Croatian National Bank (HNB) handles banking. The 2023 euro adoption and Schengen entry simplified cross-border activity. EU-passported brokers (CySEC, MFSA, BaFin) dominate retail FX/CFD; SEPA dominates funding.

2 / 3 brokers accept Croatia

crypto

  1. Editorial top pick

    01AvaTrade

    Local licenseASICFSCACBIBVI
    Open account at AvaTrade →
    Avg spread
    0.90pip
    broker-published typical
    Cost / lot
    $9.00
    no commission
    Min deposit
    $100
    Max leverage
    1:400
    EU/UK/AU retail: 1:30 · FSCA / BVI entities: up to 1:400

    Regulated in 6 jurisdictions · Spread-only pricing at 0.9 pip = ~$9/lot round-turn — wider than ECN/Raw brokers at similar volume

    Fits ifYou are AU or EU retail and want CBI + ASIC double cover with 20 years of operating history
    PlatformsMetaTrader 4, MetaTrader 5, AvaOptions, DupliTrade

    Founded in 2006 · Verified Jun 1, 2026

    Full AvaTrade details →

  2. 02Bybit

    VARA1 action
    Open account at Bybit →
    Avg spread
    0.10pip
    broker-published typical
    Cost / lot
    $4.00
    incl. $3 commission
    Min deposit
    None
    Max leverage
    1:500
    Up to 1:500 on FX/CFD via MT5 · 1:100+ on crypto perpetuals · no ESMA cap (offshore crypto-CFD exchange)

    MT5 CFD offering with ~0.1 typical spread + ≈$3 RT equivalent — cost-competitive with ECN tiers despite crypto-first business · FX CFDs are secondary product — Bybit core business is crypto derivatives, FX depth and liquidity differ from dedicated forex brokers

    Fits ifYou already trade crypto at Bybit and want FX CFDs in the same unified-margin account
    PlatformsMetaTrader 5, Bybit

    Founded in 2018 · Verified Jun 1, 2026

    Full Bybit details →

Country context

Regulator
HANFA · Hrvatska agencija za nadzor financijskih usluga — non-bank financial supervisor covering capital markets, insurance and pensions; the Croatian National Bank (HNB) handles banking
Currency
EUR
Payment methods
SEPABank transferVisa
Tax

Capital gains on financial instruments are taxed at 12% for residents (with city surtax adding up to 18%) for securities held under 2 years; held longer than 2 years are exempt. Foreign brokers do not act as withholding agents; income is self-declared via the Porezna uprava annual return.

Retail trading rules

ESMA leverage caps apply (1:30 majors, 1:20 minors and gold, lower for other CFDs). Negative balance protection is mandatory. HANFA publishes a public warnings list for unauthorised entities targeting Croatian residents.

Frequently asked

Which brokers accept residents of Croatia?+

2 of 3 brokers in our ranking accept Croatia: AvaTrade, Bybit.

Who regulates brokers for Croatia?+

Primary regulator: HANFA — Hrvatska agencija za nadzor financijskih usluga — non-bank financial supervisor covering capital markets, insurance and pensions; the Croatian National Bank (HNB) handles banking.

What payment methods are available?+

Common methods: SEPA, Bank transfer, Visa.

What are the tax rules for trading in Croatia?+

Capital gains on financial instruments are taxed at 12% for residents (with city surtax adding up to 18%) for securities held under 2 years; held longer than 2 years are exempt. Foreign brokers do not act as withholding agents; income is self-declared via the Porezna uprava annual return.

Scope of coverage

Brokers tracked
14
Regulators indexed
55
Regulator actions logged
2
Latest pricing verification
Jun 1, 2026

Pricing and licensing status refresh weekly; the ranking is reviewed quarterly.