Brokers by Country · FI
Crypto Brokers in Finland, 2026
Tracked byIndependent review teamUpdated
Finland sits inside ESMA retail rules with Finanssivalvonta (FIN-FSA) as the integrated supervisor for banking, insurance and capital markets, operating under the Bank of Finland. EU-passported brokers (CySEC, MFSA, BaFin) dominate the cross-border retail offering, while domestic FIN-FSA-licensed names — Nordnet Suomi, Aktia, OP Sijoitus — anchor the regulated equity-and-fund segment. SEPA and MobilePay/Pivo dominate local funding rails.
2 / 3 brokers accept Finland
cryptoEditorial top pick
01Editorial top pick
01AvaTrade
Local licenseASICFSCACBIBVIOpen account at AvaTrade →- Avg spread
- 0.90pip
- Cost / lot
- $9.00
- Min deposit
- $100
- Max leverage
- 1:400
broker-published typicalno commissionEU/UK/AU retail: 1:30 · FSCA / BVI entities: up to 1:400Regulated in 6 jurisdictions · Spread-only pricing at 0.9 pip = ~$9/lot round-turn — wider than ECN/Raw brokers at similar volume
Fits ifYou are AU or EU retail and want CBI + ASIC double cover with 20 years of operating historyPlatformsMetaTrader 4, MetaTrader 5, AvaOptions, DupliTradeFounded in 2006 · Verified Jun 1, 2026
- 02
02Bybit
VARA1 actionOpen account at Bybit →- Avg spread
- 0.10pip
- Cost / lot
- $4.00
- Min deposit
- None
- Max leverage
- 1:500
broker-published typicalincl. $3 commissionUp to 1:500 on FX/CFD via MT5 · 1:100+ on crypto perpetuals · no ESMA cap (offshore crypto-CFD exchange)MT5 CFD offering with ~0.1 typical spread + ≈$3 RT equivalent — cost-competitive with ECN tiers despite crypto-first business · FX CFDs are secondary product — Bybit core business is crypto derivatives, FX depth and liquidity differ from dedicated forex brokers
Fits ifYou already trade crypto at Bybit and want FX CFDs in the same unified-margin accountPlatformsMetaTrader 5, BybitFounded in 2018 · Verified Jun 1, 2026
Country context
- Regulator
- Finanssivalvonta · FIN-FSA — operates under the Bank of Finland; supervises banking, insurance and capital markets; coordinates with ECB and ESMA on EU technical standards
- Currency
- EUR
- Payment methods
- SEPAMobilePayPivoVisa
Capital gains on financial instruments are taxed at 30% up to €30,000 and 34% above for residents (pääomatulo). Foreign brokers do not act as withholding agents; income is self-declared via the Vero (Finnish Tax Administration) annual return. The optional OSAKESÄÄSTÖTILI (equity savings account) defers tax until withdrawal.
ESMA leverage caps apply (1:30 majors, 1:20 minors and gold, lower for other CFDs). Negative balance protection is mandatory. FIN-FSA publishes a public investor warnings list; binary options for retail are prohibited. Bank of Finland and FIN-FSA coordinate with ECB on prudential supervision of significant institutions.
Frequently asked
Which brokers accept residents of Finland?+
2 of 3 brokers in our ranking accept Finland: AvaTrade, Bybit.
Who regulates brokers for Finland?+
Primary regulator: Finanssivalvonta — FIN-FSA — operates under the Bank of Finland; supervises banking, insurance and capital markets; coordinates with ECB and ESMA on EU technical standards.
What payment methods are available?+
Common methods: SEPA, MobilePay, Pivo, Visa.
What are the tax rules for trading in Finland?+
Capital gains on financial instruments are taxed at 30% up to €30,000 and 34% above for residents (pääomatulo). Foreign brokers do not act as withholding agents; income is self-declared via the Vero (Finnish Tax Administration) annual return. The optional OSAKESÄÄSTÖTILI (equity savings account) defers tax until withdrawal.
Scope of coverage
- Brokers tracked
- 14
- Regulators indexed
- 55
- Regulator actions logged
- 2
- Latest pricing verification
- Jun 1, 2026
Pricing and licensing status refresh weekly; the ranking is reviewed quarterly.